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I know how you feel because I’ve been where you are!  I understand the stress and pressure of debt you just can’t pay.  And I can help you.

Welcome to DebtFreeOhio.com  – your one-stop source for answers to your questions and solutions to your debt problems.

If you’re here, then you probably have a serious debt problem.

When you can’t pay your bills, it’s like a nightmare that never ends.

You can’t sleep – you worry constantly about bills you know you just can’t pay.

You feel helpless and out of control.

I know how you feel, because it happened to me!

That’s right; I’ve been where you are – unable to pay my bills and struggling to stay afloat.

I was drowning in debt, robbing Peter to pay Paul – and even got sued by creditors who didn’t care about me or my family, all they wanted was money I didn’t have.

Well, I recovered, and I can help you recover too.

I’ll show you exactly what you need to do, step by step,

We will wipe out the bills you just cant pay,

We’ll protect your property -

And – because I’m a certified credit counselor as well as a board certified bankruptcy specialist,

I’ll help you to actually IMROVE your credit.

Sound too good to be true?

Well, it is absolutely true.

I do it every day.

In fact, hundreds of my clients every year receive good credit scores – very quickly –  by following my time tested and proven program.

If you need help from a seasoned professional who really knows and understands what you’re going through, and who has decades of experience solving the kind of problem you have,  fill out our online evaluation form, or download our free books. . .

Then, when you’re ready, call the office for a phone consultation.

We’ll talk to you on the telephone, and together – we’ll discuss your problems, -

and I’ll show you how you can get control over your finances, without losing property and without trashing your credit.

Everyone I talk to tells me they feel so relieved after I explain their options,

Like they can breathe again.

Many tell me they’ll get the first good night’s sleep they’ve had in a long, long time.

You know, – sometimes bad things happen to good people.  It’s not your fault.

I’ve helped thousands of good, hard-working people like you get a fresh start

and put debt problems behind them.

Now – its’ your turn.

Your Problem: Overwhelming Debt and Confusion about the Best Option for YOU!

Mostly likely, you are here because you believe there has to be another way. But what? There is no shortage of ads on TV and radio that offer credit counseling, debt consolidation, and bankruptcy counseling. You are offered so many choices but really have no way to know how they work, if they work, or which option is right for your situation. Some programs may even hurt your credit in the long run. It’s important for you to know that you are not alone.

The Solution:

With nearly 30 years of experience as a bankruptcy attorney and personally helping my clients triumph over debt, I can help you too… no matter what your circumstances may be!

  • As a certified Credit Counselor, I can help you eliminate your debt, safeguard your property, clean up your credit report, and rebuild your credit score.
  • As a certified Consumer Bankruptcy Specialist, I will guide you through the bankruptcy process from start to finish, giving you back your peace of mind and freedom to enjoy your life.
  • As a Non-Bankruptcy Debt Specialist, I can work with you to develop a master plan to eliminate your debt, should bankruptcy not be the right option.

Unlike other bankruptcy attorneys in the Dayton and Cincinnati area, I have the knowledge, experience, and certifications in all aspects of debt relief and I will personally examine every option available to you so that you can make the best informed decision about your financial future.

My services are affordable and many payment options are available.bankruptcy attorney dayton

I understand your problems and will never add to them! There is light at the end of the tunnel and my team and I can help you get there. Please remember that ignoring the problem won’t make it go away, it will only make it worse.

You have questions and we have answers! Don’t prolong your stress more than you already have!

Contact my office for a free, no obligation telephone consultation or to make an appointment so that we can meet in person and start you on the path to financial freedom.

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Our Clients Tell Us...
  • overall Excellent
    I had been out of work and unable to pay my bills. It was embarrassing and very humiliating. I received a letter from Mr. West, I called him and he was very caring and helpful along with his staff. He walked me through the process of all I had to deal with. He talked to me as a person and never down to me. He never once made me feel bad about my situation. He made me feel more secure about being able to answer my phone with no worries. He stopped the harassing phone calls. He was available for me to talk to with any worries or concerns I had. He was there through the whole process along with his wonderful staff. Even today I can call with any concerns and they are there to take my calls and answer any questions I have . Never once did I feel bad about my situation. They actually helped me see ways to never go back into debt again. I can honestly say I will never need to go through this again because of Mr. West and his staff, but if I did mess up he would be the first person I would call. I can now keep my head up and know I have learned a lot through meeting him and his staff. The whole company is wonderful. I pray that people do not have to ever go through this, but Mr. West would be the one to call for help. Thank You Mr. West and your wonderful caring staff for making my life better. I can never thank you enough or put in proper words what it means to me.Victoria Joerendt

  • overall Excellent
    Rick was very welcoming when I went to see him. THis is difficult situation and hard to deal with but Rick made me feel comfortable and I am glad that i went through with this. My finances are now in better shape and my paralegal Doreen was very supportive, quick responses and I felt very personally connected to the firm. I did not feel like "a number." I am satisfied that this was the best choice I could have made.Jessica Grant

  • overall Excellent
    I always got a response to all of my questions. I always felt like they were on my side, had my best interests at heart. I've always felt like I was respected and treated as an individual. I was well treated and felt good about my accomplishment. Its a much better situation now for me. Jane Johnson

  • overall Excellent
    Going through financial difficulties can be an emotionally challenging experience, needless to say, and something we wished we could have avoided. We didn't even know that there were other options besides bankruptcy until we met with Richard West. He listened to our unique situation and advised us wisely. He and his team, with their professionalism, knowledge, and thoughtfulness, made it so much easier for us. They were always there to answer any and all our of questions and treated us with total respect as we went through the process. We could not have imagined going through this without them! THANK YOU, Mr. West and Team!!! Teresa Mozena

  • overall Excellent
    I hired Rick West after the bankruptcy attorney I selected at first screwed up my case. Rick was able to fix the mistakes he made, and secured for me an amazing result - better than I imagined would be possible. His work was top notch all the way, and I knew that he really cared about me and getting the best result for me that was possible - he did a fantastic job. Actually, this is an understatement, I am, of course, happy that this is behind me and I am rebuilding but I feel fortunate to have found an attorney who has really restored my faith in attorneys. lisa marsh