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I know how you feel because I’ve been where you are!  I understand the stress and pressure of debt you just can’t pay.  And I can help you.

Welcome to DebtFreeOhio.com  – your one-stop source for answers to your questions and solutions to your debt problems.

If you’re here, then you probably have a serious debt problem.

When you can’t pay your bills, it’s like a nightmare that never ends.

You can’t sleep – you worry constantly about bills you know you just can’t pay.

You feel helpless and out of control.

I know how you feel, because it happened to me!

That’s right; I’ve been where you are – unable to pay my bills and struggling to stay afloat.

I was drowning in debt, robbing Peter to pay Paul – and even got sued by creditors who didn’t care about me or my family, all they wanted was money I didn’t have.

Well, I recovered, and I can help you recover too.

I’ll show you exactly what you need to do, step by step,

We will wipe out the bills you just cant pay,

We’ll protect your property -

And – because I’m a certified credit counselor as well as a board certified bankruptcy specialist,

I’ll help you to actually IMROVE your credit.

Sound too good to be true?

Well, it is absolutely true.

I do it every day.

In fact, hundreds of my clients every year receive good credit scores – very quickly –  by following my time tested and proven program.

If you need help from a seasoned professional who really knows and understands what you’re going through, and who has decades of experience solving the kind of problem you have,  fill out our online evaluation form, or download our free books. . .

Then, when you’re ready, call the office for a phone consultation.

We’ll talk to you on the telephone, and together – we’ll discuss your problems, -

and I’ll show you how you can get control over your finances, without losing property and without trashing your credit.

Everyone I talk to tells me they feel so relieved after I explain their options,

Like they can breathe again.

Many tell me they’ll get the first good night’s sleep they’ve had in a long, long time.

You know, – sometimes bad things happen to good people.  It’s not your fault.

I’ve helped thousands of good, hard-working people like you get a fresh start

and put debt problems behind them.

Now – its’ your turn.

Your Problem: Overwhelming Debt and Confusion about the Best Option for YOU!

Mostly likely, you are here because you believe there has to be another way. But what? There is no shortage of ads on TV and radio that offer credit counseling, debt consolidation, and bankruptcy counseling. You are offered so many choices but really have no way to know how they work, if they work, or which option is right for your situation. Some programs may even hurt your credit in the long run. It’s important for you to know that you are not alone.

The Solution:

With nearly 30 years of experience as a bankruptcy attorney and personally helping my clients triumph over debt, I can help you too… no matter what your circumstances may be!

  • As a certified Credit Counselor, I can help you eliminate your debt, safeguard your property, clean up your credit report, and rebuild your credit score.
  • As a certified Consumer Bankruptcy Specialist, I will guide you through the bankruptcy process from start to finish, giving you back your peace of mind and freedom to enjoy your life.
  • As a Non-Bankruptcy Debt Specialist, I can work with you to develop a master plan to eliminate your debt, should bankruptcy not be the right option.

Unlike other bankruptcy attorneys in the Dayton and Cincinnati area, I have the knowledge, experience, and certifications in all aspects of debt relief and I will personally examine every option available to you so that you can make the best informed decision about your financial future.

My services are affordable and many payment options are available.bankruptcy attorney dayton

I understand your problems and will never add to them! There is light at the end of the tunnel and my team and I can help you get there. Please remember that ignoring the problem won’t make it go away, it will only make it worse.

You have questions and we have answers! Don’t prolong your stress more than you already have!

Contact my office for a free, no obligation telephone consultation or to make an appointment so that we can meet in person and start you on the path to financial freedom.

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Our Clients Tell Us...
  • overall Excellent
    I wish I could give Mr. West, and his awesome staff, TEN stars. Thank you for all of your help! I have good credit again and I got to keep my car. Thank you!guidedbyravens

  • overall Excellent
    Mr. West has been wonderful since the first time I talked to him on the phone. He was understanding, and helped make our difficult bankruptcy easier. He took our case on, when no one else would even return my phone calls. And I liked that I talked to him personally on the phone, even before he agreed to take the case. Mr. West and his staff are always on hand to answer any and all questions that I have. And sometimes they even go out of their way to find out the answers, or just to alleviate my concerns. They continually give me updates on any and all correspondences pertaining to my case. I would highly recommend Mr. West to anyone.Becca Alfred

  • overall Excellent
    My wife and I received very good information that we will be using to help us along during a difficult time in our lives. I would recommend Mr. West to any family or friend for any of the services he offers. He was kind and not judgmental in any way and with his advice I do believe we can get through this time in our lives.brian Kreitzer

  • overall Excellent
    My husband Richard and I met with Richard West to start a Chapter 13 bankruptcy today, and despite our embarrassment with regards to our finances, Mr. West made us feel comfortable. Mr. West was courteous, kind and professional and answered all of our questions. He not only discussed the process of filing, but also the process of rebuilding our credit afterwards. The office staff treated us respectfully and were extremely helpful and professional. I would highly recommend this law office to anyone considering bankruptcy.Kristi Estep