Bankruptcy does NOT hurt your credit!
WHAT? You ask! It’s true!
Bankruptcy does NOT hurt your credit.
Not paying your debts is what hurts your credit.
If you COULD pay all your bills...you would pay all your bills.
(and you would not be reading this)
If you CANNOT pay all your bills, then you are . . .
.... borrowing from Peter to pay Paul,
....living paycheck to paycheck,
....stuck making minimum payments
....and trapped in an endless cycle of debt.
Is this you?
Think about it.
If so, you and your credit are already suffering and you need help.
What is more important? Worrying about your (probably) already less than perfect credit
or
Getting out of debt, and re-establishing your credit.
If your credit is already bad,
The truth is bankruptcy can't hurt it.