Ohio Bankruptcy, Dayton Bankruptcy
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Monthly Archives: March 2013

Defending Debt Collectors In Bankruptcy

March 29, 2013 | Posted in Debt

Debt collectors are notorious for being the bad guy. Often hired to represent your actual creditor, these companies have no interest in your situation other than getting paid. After all, their paycheck comes from a portion of what they recover from you. This makes for some muddy waters that often results in you taking the […]

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Wage Garnishment Woes

March 27, 2013 | Posted in Wage garnishment

If you have ever owed money to a creditor, chances are you have received a number of phone calls, letters of collection, or notifications of intent to sue. What you may not know about the debt collection business is that wage garnishment is more common than you think, and you could be subject to it […]

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Mortgage Debt Relief Options

March 25, 2013 | Posted in Mortgage

With nearly one in three homes in America underwater, mortgage debt problems have been a large source of the financial burden experienced by families. The risk of foreclosure is an all too real threat, even with the current rate of default beginning to slow. Unlike credit card debt, mortgage debt brings swift and steep consequences. […]

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Getting To Know Chapter 7

March 22, 2013 | Posted in Chapter 7

As one of the most sought after forms of personal bankruptcy, Chapter 7 is a different process than Chapter 13 bankruptcy. Before you file your bankruptcy petition to get started, it is important to have a basic understanding of how the process works. Chapter 7 Basics The first part of filing for Chapter 7 is […]

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Your Debt Relief Options

March 20, 2013 | Posted in Debt

Anyone dealing with overwhelming debt feels the pressure from a growing financial hardship. When it comes to choosing the right debt relief option, many people can feel lost. With several choices available, how do you know which is right for you? A Closer Look One of the most underutilized tools for debt relief is credit […]

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Managing Your Finances In Bankruptcy

March 18, 2013 | Posted in Money Management

If you are considering filing for bankruptcy you are most likely more worried about your current debt loads rather than your day to day finances. While finding debt relief is your ultimate goal, there are some things you should prioritize with your current finances. Money Matters Managing your money in bankruptcy is just as important […]

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Ohio Bankruptcy Exemptions

March 15, 2013 | Posted in Bankruptcy

If you are considering filing for bankruptcy in Ohio, there are some important distinctions to know about the process. When it comes to exempting property in your Ohio bankruptcy case you are likely to find a lesser degree of protection than some states, but very progress is being made every few years to open up […]

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Credit Recovery After Bankruptcy

March 13, 2013 | Posted in Credit

One of the many problems with bad debt is that it damages your credit. Missed payments, penalty fees and a delinquent account status can all take a toll on your credit score. The good news is that filing for bankruptcy can help. Erasing Bad Debt The Dayton bankruptcy process can give you a fresh start […]

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Protecting Your Assets In Bankruptcy

March 11, 2013 | Posted in Filing Bankruptcy

Many people carry misconceptions about the bankruptcy process that can deter them from obtaining the relief they need. One of these is the myth about losing all of your assets in your bankruptcy case. While there is some risk to your assets in bankruptcy, there are simple ways to ensure your property is protected. Keeping […]

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Mortgage Debt and Bankruptcy

March 8, 2013 | Posted in Mortgage

Recent reports suggest that one in three homes in America are considered “underwater”, or carrying mortgages greater than the value of the home itself. After a turbulent foreclosure crisis, many families have turned to bankruptcy for help fighting off an impending threat over missed mortgage payments. Defending A Foreclosure One of the best perks of […]

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