Ohio Bankruptcy, Dayton Bankruptcy
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Monthly Archives: August 2014

Pros and cons of bankruptcy

August 29, 2014 | Posted in Bankruptcy

Pros and cons of bankruptcy ¬†If you are deciding whether you need to file bankruptcy, you need to consider the pros and cons of bankruptcy. This is easier said than done. Actually, you cannot really get to the pros and cons of bankruptcy without first deciding whether there are other options, non-bankruptcy auctions that you […]

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Alternatives to bankruptcy

August 29, 2014 | Posted in Bankruptcy

Alternatives to bankruptcy Do you have a difficult financial situation you may be considering bankruptcy but also you will want to consider alternatives to bankruptcy. When you are searching for alternatives to file bankruptcy or ways to avoid filing bankruptcy is sometimes helpful to do Internet research. Some people, even self-proclaimed finance gurus, will tell […]

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Bankruptcy options

August 28, 2014 | Posted in Bankruptcy

Bankruptcy options If you are looking for bankruptcy options, you have probably already decided that you need to file bankruptcy. While this may be what you need, I suggest that it is a good idea to discuss your situation with a trained and experienced counselor who is certified in all non-bankruptcy options like debt settlement, […]

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Consumer Bankruptcy

August 28, 2014 | Posted in Bankruptcy

Consumer Bankruptcy If you are looking for information about consumer bankruptcy, you probably have more debt than you can handle. You desperately need information, options about consumer bankruptcy and hopefully other types of debt relief options as well. On the Internet, you will find an overwhelming amount of information about consumer bankruptcy, consumer bankruptcy options, […]

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Bankruptcy Lawyers

August 27, 2014 | Posted in Bankruptcy Attorney Questions

Bankruptcy Lawyers If you are looking for a bankruptcy lawyer and you obviously have financial difficulties you feel you need assistance with. Often times, when people feel that they have no options they can figure out for themselves, they come to the conclusion that a bankruptcy lawyer is the next step. Sometimes this is not […]

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Chapter 7 Bankruptcy

August 27, 2014 | Posted in Bankruptcy

Chapter 7 bankruptcy. If you’re thinking about filing a Chapter 7 bankruptcy, this means that you believe that your finances are so bad that nothing short of a bankruptcy will help. In many cases, people come to me for counseling because I am a certified consumer credit counselor, certified debt arbitrator and board certified consumer […]

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Auto loans after filing bankruptcy

August 26, 2014 | Posted in Credit

Auto loans after filing bankruptcy. As a bankruptcy practitioner for nearly 30 years, I know how important it is for you to be able to get an automobile. For most people, it is not practical to buy a car for cash so you need to get an automobile loan to get a decent car. If […]

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Bankruptcy petition preparer – essentially a typist

August 26, 2014 | Posted in Filing Bankruptcy

Bankruptcy petition preparers Sometimes people who need to file bankruptcy want to know if a bankruptcy petition preparer will be able to help them file their bankruptcy. A bankruptcy petition preparer is not an attorney and is forbidden by federal law to give legal advice. Essentially, they are typists. All they are permitted under federal […]

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Sample Debt Dispute Letter

August 21, 2014 | Posted in Debt

Name of Debt Collector Street Address City, State Zip [insert the date of the letter] Your Full Name Your Street Your City, State Zip Re: [insert your account¬† number] To whom it may concern, I am writing to you today to dispute the debt you attempted to collect from me on [insert date of call] […]

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Disputing A Debt

August 19, 2014 | Posted in Debt

If you have been contacted by a debt collector and are confused about their allegations you owe a debt, you must act quickly. Disputing a debt is an important process to ensure you aren’t sued over a debt that isn’t yours. Here is what you need to do: First, answer the call. While it is […]

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