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Monthly Archives: December 2014

Building Your Credit Score from Scratch

December 23, 2014 | Posted in Credit

Credit score is becoming more and more important in today’s world. Renting an apartment, buying a car, and other big, important expenditures can be difficult or impossible if you have bad credit. However, did you know having no credit can be almost as detrimental as having bad credit? If you’re an adult without a credit […]

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Has Detroit’s Bankruptcy Case Come to an End?

December 18, 2014 | Posted in News

In July of 2013, the city of Detroit, Michigan, filed for bankruptcy. The city had accumulated $18-20 billion in debt, the highest municipal debt in the history of the country. While an initial court ruling said that Detroit was ineligible for bankruptcy because of the city’s constitution, it was later found that Detroit could file […]

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Staying Warm without Going Broke this Winter

December 16, 2014 | Posted in Money Management

One of the biggest drains on finances during the winter is the cost of heating your house. Poor insulation, drafty windows or doors, and leaving the heat on while you travel are all ways to run up your electricity bill. Here are a few tips for staying warm without having to crank up the thermostat: […]

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Handling Credit Card Debt through Bankruptcy

December 11, 2014 | Posted in Debt

Credit card payments can quickly pile up and leave credit card holders with mountains of debt, especially around the holidays. The purchase of a few presents from a few different stores can quickly become out of control, especially when you don’t see the money going out of your account immediately. For far too many people, […]

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Can Bankruptcy Improve My Credit Score?

December 4, 2014 | Posted in Credit

If you’re considering filing for bankruptcy, you may be concerned about your credit score. Many resources about bankruptcy will tell you immediately that filing will be detrimental to your credit. If you figure out how to best wrangle your financial situation, bankruptcy can lead the way to an improved score. How Does It Work? For […]

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Managing Finances During the Holidays

December 2, 2014 | Posted in Money Management

Have you historically started each new year with a pile of debt? You don’t have to if you shop smart. Here are some tips for smart spending this holiday season: Set a budget. This holiday season, don’t start with a list of people you want to buy gifts for. Instead, set a budget before you […]

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