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Monthly Archives: August 2015

The Creditors Meeting In Bankruptcy

August 27, 2015 | Posted in Debt

Being in a tough financial situation creates a lot of stress for anyone and having to deal with creditors when there is no money available to meet the payments can be disheartening. For many it leaves them with no choice but to claim bankruptcy. This in itself can be stressful and confusing, and it is […]

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How Do I Make a Chapter 13 Bankruptcy Plan?

August 25, 2015 | Posted in Chapter 13

A Chapter 13 bankruptcy is different than a chapter 7 bankruptcy. In either case you will have to qualify for the one that suits your particular financial situation. The first thing you want to do is use the services of a qualified Cincinnati bankruptcy attorney to help you determine this, then assist you through the […]

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Federal and Non Bankruptcy Exemptions

August 20, 2015 | Posted in Filing Bankruptcy

Of course if you are entering into a bankruptcy you want to know what your exemptions are because these can mean you get to keep some of your property. The first important factor about exemptions is they protect your property from the trustee who has the power to have your assets sold to help pay […]

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A Chapter 7 No Assets Bankruptcy

August 18, 2015 | Posted in Chapter 7

Going bankrupt is not easy at least in the beginning. It usually takes some time before a person comes to the decision to take advantage of this type of debt relief. At this point most are being hounded by their creditors and are under a great deal of stress. Then once the decision is made […]

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What Happens to Your Second Mortgage in a Bankruptcy?

August 13, 2015 | Posted in Mortgage

Most people are worried about what their creditors can do to them. They are also worried about what they will lose in their bankruptcy. Some are shocked to discover that going bankrupt does not necessarily mean that all their debts are wiped out, and they don’t lose any of their possessions. While it does happen […]

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How to Handle Your Debt Collectors in a Bankruptcy

August 11, 2015 | Posted in Debt

Nobody likes to get up every morning knowing that they are in great financial difficulty. Most often this means that they have to deal with debt collectors and creditors on a daily basis. The phone doesn’t stop ringing with demands for payment. The mail box is full with past due notices and most probably threats […]

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Reducing your Investment Property Mortgage in Your Bankruptcy

August 6, 2015 | Posted in Mortgage

Many individuals before running into financial difficulty invest in properties. Then when they run into financial problems and have no other choice but to go bankrupt, they then run the risk of losing that property. In a chapter 13 bankruptcy there is something called a cram down that might help to prevent the loss of […]

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What Does Cram Down in Bankruptcy Mean?

August 4, 2015 | Posted in Bankruptcy

There are all different types of terminology that appears with a bankruptcy. Many of these are legal terms, and it can be really difficult to understand what it all means to the lay person who has no legal knowledge. It is important to use a Fairborn bankruptcy attorney throughout the entire process which helps for […]

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