Ohio Bankruptcy, Dayton Bankruptcy
bankruptcy attorney in Dayton Ohio

Monthly Archives: May 2016

Using Credit Cards In A Bankruptcy

May 30, 2016 | Posted in Bankruptcy

Many people question whether they are able to use or obtain new credit cards when undergoing bankruptcy proceedings or make use of an existing card during the process. The answer to both questions is a resounding and an emphatic no. The idea behind seeking bankruptcy protection is that your existing debt is wholly unmanageable and […]

 Contine reading

17 Things You MUST Know About Chapter 7 Bankruptcy in Ohio

May 27, 2016 | Posted in Bankruptcy

Understanding Chapter 7 bankruptcy can be difficult, and knowing whether to file Chapter 7 in your individual case is never easy either. No two people’s financial situations are the same.   Filing for bankruptcy is a way to get out from under your debts and regain control over your financial future. Although there are two […]

 Contine reading

Filing For Bankruptcy More Than Once

May 27, 2016 | Posted in Bankrtuptcy Filing

Many individuals are under the assumption that once they file for bankruptcy all of their debts are going to be the automatically wiped clean. While the majority of debts can be handled in a bankruptcy and certainly bring a monumental amount of debt relief, there are some debts that are not expunged. It will all […]

 Contine reading

Other Options Besides Bankruptcy

May 23, 2016 | Posted in Bankruptcy

Most individuals resort to bankruptcy as the only solution remaining for them to help them with their financial situation. If the financial difficulties are a new situation then exploring your options quickly might help to bring some solutions. If it is a small amount of debt that you owe, you may want to try negotiating […]

 Contine reading

Understanding the Proof of Claim

May 19, 2016 | Posted in Bankrtuptcy Filing

What your creditors will end up with as a result of your bankruptcy will depend on which chapter of bankruptcy you are filing under. In the Chapter 7 bankruptcy most often the creditors don’t end up with anything and this is because the debtor has no assets of any kind. Also there are quite a […]

 Contine reading

Dayton Ohio Bankruptcy Attorney Richard West on New CFPB Auto Title Loan Rule Proposal

May 19, 2016 | Posted in News

Dayton Ohio Bankruptcy Attorney Richard West has seen lots of title loan problems in the Dayton Ohio area in the many years he has filed personal bankruptcy for our community. Now, the Consumer Financial Protection Bureau (CFPB) is doing something about abusive practices in this area. “About time,” says Dayton Bankruptcy Attorney Richard West. Soon, […]

 Contine reading

What You Need To Know About the Bankruptcy Courts

May 17, 2016 | Posted in Bankruptcy

Nobody enjoys going to court for any reason but when it comes to bankruptcy there is simply no choice but to go through the bankruptcy courts. This is a Court that is run by the Federal government and as such bankruptcy cases can only be brought before the Federal courts. There are many different levels […]

 Contine reading

Disability Payments and Bankruptcy

May 13, 2016 | Posted in Bankrtuptcy Filing

Many people question whether their disability payments would be affected if they were to file for bankruptcy. The short answer is: they would not. However, there may be exceptions. Most states have exemptions for disability payments in a bankruptcy; however you will have to make absolutely certain that your state is included. There are also […]

 Contine reading

Confirmation Hearing In a Chapter 13 Bankruptcy

May 11, 2016 | Posted in Bankruptcy

When you apply for Chapter 13 bankruptcy protection basically you have made decision to stave off the attacks from creditors by applying to the court for some assistance in dealing with the debts you face. Under Chapter 13 rules you are given an opportunity to pay back your debts within a certain time frame, usually […]

 Contine reading

Can Home Equity Help in Bankruptcy?

May 9, 2016 | Posted in Bankruptcy

A very common misconception about the declaring of bankruptcy is that you will have to give up all your assets when trying to obtain bankruptcy protection from the courts. This is simply not true in many instances. Going even further, if you have equity in your home you in fact may be able to use […]

 Contine reading