Ohio Bankruptcy, Dayton Bankruptcy
bankruptcy attorney in Dayton Ohio

Monthly Archives: July 2017

Can I Keep a Second Home in Chapter 7 Bankruptcy?

July 28, 2017 | Posted in Chapter 7

This question emerged in a Chapter 7 bankruptcy proceeding in 2017 where a man owned a home which had two mortgages. After getting married and having three children, he incurred over $60,000 in student loan debt to obtain a master’s degree. Then once his mother-in-law needed to move into their home, the man and his […]

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Can I Save My Home with Chapter 13 Bankruptcy?

July 26, 2017 | Posted in Chapter 13

The short answer to “Can I save my home with Chapter 13 bankruptcy?” is often times, yes. Chapter 13 bankruptcy allows you as a homeowner to delay or stop a foreclosure, in addition to paying off the mortgage debt on your home. If you have fallen behind on your mortgage payments and can’t seem to […]

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Woman in Evansville, IN Sentenced in Bankruptcy Fraud Scheme

July 20, 2017 | Posted in News

It seems that every week we hear of a court filing criminal charges on someone who is attempting to defraud the bankruptcy court system in America. This week is no different, as the news emerged that a 58 year old woman in Evansville, IN, Patricia Bippus-Allen, was sentenced to five years in prison following a […]

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Who Files For Bankruptcy?

July 18, 2017 | Posted in Bankrtuptcy Filing

Deciding to file for bankruptcy can be an agonizing process, and one that sometimes can lead to feelings of guilt or shame. In order to offer you some respite for these feelings, it’s important to think of the common reasons for filing bankruptcy, and who files for bankruptcy. The common belief is that people who […]

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Bankruptcy Petition Preparer Problems

July 11, 2017 | Posted in Bankruptcy

In looking for advice and services in preparation for a bankruptcy filing, you may have come across advertisements or solicitations from a bankruptcy petition preparer, and noticed that these individuals are somewhat cheaper in cost than compared to hiring an attorney. There is a reason for this. In bankruptcy law, a petition preparer is an […]

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Debts That Are Not Dischargeable

July 5, 2017 | Posted in Debt

So you want to file a bankruptcy case, and get rid of your debts? Chances are, it may always be discharged, which can happen in broadly two scenarios. One: certain kinds of debts are not dischargeable; two: a debt may not be discharged if your creditor has an objection.  We’ll only talk about the first one […]

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Can I Skip Credit Counseling in Bankruptcy?

July 3, 2017 | Posted in Credit Counseling

There are two parts to every bankruptcy that takes place in the United States, per the Bankruptcy code: an “entry” credit counseling to be completed prior to filing bankruptcy in Dayton, and an “exit” credit counseling to be completed prior to exiting bankruptcy. These two credit counseling session cannot be skipped, and are intended to […]

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