Richard West Law Office

Credit Card Debt Help

Click Here

Help for Repossession

Click Here

Help with Garnishment

Click Here

Free Online Evaluation

Click Here

Do I have to pay my bills during a Chapter 7 or 13 of bankruptcy?

Do I have to pay my bills during a Chapter 7 or 13 of bankruptcy?

: Richard West Law Office

When you file a Chapter 7 bankruptcy, most of the bills that are included in the bankruptcy will be discharged with no payment whatsoever. The only time you would pay bills listed in a bankruptcy is if you are going to keep the collateral, like a house or car, or if you choose to pay a particular creditor – like your family doctor, voluntarily.
In a Chapter 13 bankruptcy the trustee will make payments on bills listed in the bankruptcy. You would no longer pay the creditors directly.

In both cases, you will continue to pay your normal living expenses like utilities, food, gasoline, insurance etc.

Client Testimonials

I just want to thank you and your staff for all you efforts during my Bankruptcy process. Every question I had was answered and I feel the process was ... [Read More]
Debt Free Client

I just want to let you know that your office has been excellent at assisting me whenever I have any questions or concerns. With this being a stressful ... [Read More]
Debt Free Client

Thanks ever so much for taking the extended amount of your time to develop and explain all of the bankruptcy options you presented to me. It was the i ... [Read More]
Debt Free Client

Recent Blog Posts

  • The Confusion over Bankruptcy Exemptions
    May 28, 2015

    It is not unusual for people who are contemplating bankruptcy to start doing a little bit of research about it. When they do they will come across what is called bankruptcy exemptions, which are applicable

    Read More →

  • Don’t Rely on the Bankruptcy Advice of Others
    May 26, 2015

    Most people when they run into financial difficulties they are embarrassed and don’t want to let others know about their situation. When they become desperate then they might be willing to talk about what their

    Read More →