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If I file for bankruptcy, does it mean my old bad debts are erased from my credit report?

If I file for bankruptcy, does it mean my old bad debts are erased from my credit report?

: Richard West Law Office

When you file for bankruptcy, your personal obligation to pay debts is legally erased. However, this is not to say that the information will be erased from a credit report.
Credit reporting bureaus are permitted to continue to list that the debt existed
prior to the bankruptcy, however, the debt must be listed with a zero balance with a notation that states the debt was included in a bankruptcy. Therefore, future creditors will know that that debt can never be collected from you. This is actually a positive indication in many cases because future creditors know they don’t have to worry about the old creditors ever trying to collect that debt from you.

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