The best way to determine which bankruptcy chapter to file, or if Bankruptcy is even necessary in the first place, is to consult with an experienced bankruptcy attorney. Sometimes the choice between bankruptcy and the non bankruptcy alternative is a difficult one to make – and an attorney who specializes in this area of law can be extremely helpful in identifying different options that you may not even know that you have. There is an awful lot of misinformation and misunderstand about bankruptcy. A consultation with a bankruptcy specialist is the best way to learn what your options are.
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