The 4 costs involved in a bankruptcy case consists of the court filing fees, credit counseling and financial management fees, appraisal fees if these are required in your case, and legal fees.
1. The filing fee for Chapter 7 is $299. The filing fee for Chapter 13 is $274.
2. Credit counseling is typically about $50 per case.
3. The financial management classes are generally about $15-$20 but are sometimes free.
4. Legal fees for Chapter 7 range from about $1000 to several thousand dollars depending on the complexity of the case. In Chapter 13 the legal fees are generally $3500 and most of this fee is paid in the bankruptcy plan so that the consumer does not have to come up with the whole amount at the beginning of the case. In Chapter 7 cases, the amount of the consumer pays up front is generally the entire amount that the consumer will have to pay. There are some exceptions – however – because sometimes litigation arises in the context of a Chapter 7 case or, in a chapter 13 case, additional services may have to be performed by the attorney. If this happens then the attorney may make an application to the court for the approval of additional attorney fees.