Category: Money Management

A quarter of Americans will go into debt this holiday season by paying for food, decorations, and holiday gifts with credit cards. A recent report eluded that many people are still paying off last year’s holiday spending and many more will take as long as six months to pay off their holiday spending. We’ve put […]

Whether you celebrate it or not, today is Valentine’s Day. A day where some couples do a  little extra to let their loved one know they care. While we all devote ourselves to our significant others, doing so doesn’t come without its challenges. In fact, there are daily headaches that can drive us apart at […]

The financial outlook for the majority of millennials is frightening. Too many are drowning in different types of debt. From the inability to survive on their paycheck to being denied mortgages, millennials’ debt is a real problem. It is important to learn the four money mistakes haunting millennials to avoid your own children from falling […]

We all want to get out of debt, but many of us simply don’t know how to do it quickly and effectively. You may have  heard of a few popular terms for debt repayment strategies, but the real proof is in the outcome. Why pay more than you have to in interest payments and be […]

In just a few days we welcome the New Year. With so much behind us this year, let’s not forget to take the time to maximize your financial profile for 2017. Here are a few Year End Financial Strategies to close out the year with the most benefit. Year End Financial Strategies Charitable Contributions Everyone […]

For most, the idea that anyone would be willing to loan money to an individual who had just been discharged from bankruptcy seem almost counter intuitive. The last person you think would be able to get a loan is the person who could not manage to pay off the last debt they had. This is […]

It is not uncommon for many students to have to drop out of their educational programs for a variety of reasons. Often when doing so they have already accumulated a great deal of student debt. During the time of borrowing, the pay back was not to a major issue. In fact, it’s safe to assume […]

Once the year ends and a New Year begins it is started with great anticipation for what the upcoming year will bring but it can also be filled with dread as the credit card bills are now coming in as a result of the Christmas shopping. Managing Holiday Debt Many individuals even though they are […]

Individuals that are in tough financial situations are really vulnerable to potential financial scammers. As soon as the individual that is in the financial distress realizes is that they cannot get out of this mess themselves they begin turning to help that may be available to them. Keep An Eye Out Many times they will […]

What you do financially prior to your bankruptcy can be taken into account during your bankruptcy proceedings. Some legal professionals that deal with bankruptcy suggest that you may want to change your bank prior to your bankruptcy filing. One of the reasons for doing this is that if you owe money to your bank where […]