The one thing that many people feel after a bankruptcy is a sense of relief. Finally the phone has stopped ringing in regards to the debt collectors. The mail box isn’t jammed full of over due notices. You aren’t waiting for a knock on the door by somebody with an eviction notice.
A Fresh Start
You may be also stinging a little from some of the assets that you may have had to liquidate as a result of your bankruptcy, but overall the peace of mind that you are experiencing is worth it. There are some not so great emotions and circumstances that you have to adjust to. You probably no longer have any credit cards to rely on. You may have started out using these in case of an emergency then as your financial situation deteriorated you basically were living off them until they maxed out. They do become a habit, and now you no longer have access to these it may seem a little strange to you. You now have to adapt to paying cash for most of your needs. Chances are you are a little tight money and with some frugal planning you can manage to stay on track financially.
Most often after the closure of a bankruptcy it means adapting a different lifestyle, and this can take a little getting used to. There may be the temptation to build your credit rating, but this is going to be a long process. Your Dayton bankruptcy lawyer will most likely give you some tips on how to keep yourself on the right financial path following your bankruptcy action.