Ohio Bankruptcy, Dayton Bankruptcy
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Can I File Bankruptcy for Free?

September 13, 2017 | Posted in Bankruptcy

IF you didn’t know, filing for bankruptcy does have a cost associated with it. When you file for Chapter 7 or Chapter 13 bankruptcy there are filing fees, costs for take the required courses, bankruptcy attorney fees, and bankruptcy trustee fees. Many individuals see these costs as a hardship as they have been barley getting […]

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Objections to Bankruptcy Discharge

September 5, 2017 | Posted in Bankruptcy

In filing for bankruptcy, an individual or business approaches the court with a full record of their finances, both debts and assets, and asks the courts for help in satisfying the debt. If all guidelines are met, then the court will make a ruling to discharge unsecured debt such as medical bills, or any debt […]

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Adversary Proceedings in Bankruptcy

August 30, 2017 | Posted in Bankruptcy

Often simply called an AP in bankruptcy lingo, an Adversary Proceeding is a lawsuit that is filed separately but in relation to a bankruptcy case and resembles a typical civil case. In an adversary proceeding is typically a creditor, trustee, or debtor suing another party over a dischargeability of debt, preference payment, violation of automatic […]

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Financial Advisor in Virginia charged with Bank Fraud

August 23, 2017 | Posted in News

Victor Dandridge, a former partner at Thompson Davis & Co., plead guilty on Wednesday to two counts of wire fraud and one count of bank fraud in a scheme that involved defrauding the widow of a Richmond investment banker, as well as, a western Virginia Bank, and a University of Virginia fraternity. In court documents, […]

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Investments In Bankruptcy

August 22, 2017 | Posted in Bankruptcy

Both Chapter 7 and Chapter 13 bankruptcy are excellent tools to shed unsecured debts and get caught up with creditors. Yet some individuals with relatively little short term cash to pay back debts, also have long-term investments that they are concerned about losing in a bankruptcy. When moving forward with bankruptcy it is important to […]

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Pensions in Bankruptcy

August 15, 2017 | Posted in Bankruptcy

If you are preparing to file for bankruptcy and also receive a pension, you are probable wondering if your pension will be exempt from being tapped into during a Chapter 7 bankruptcy liquidation. The answer depends widely on what state that you live in and what type of pension that you have. The positive news […]

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New Debt Collection Abuse Bill Being Considered by House Subcommittee

August 10, 2017 | Posted in News

The Fair Debt Collection Practices Act (FDCPA) was a huge win for consumers in America faced with escalating debt. Under the FDCPA, debt collectors, or individuals that collect debts owed to others, are prohibited from using unfair or abusive tactics to collect money owed. This week, the House Financial Services Committee announced that it is […]

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Gymboree Announces Mass Store Closings after Filing Bankruptcy

August 3, 2017 | Posted in News

As the retail bankruptcy onslaught continues into mid-July of 2017, children’s clothing retailer Gymboree is the most recent victim in the struggle for stores in North America to stay solvent. Gymboree announced that the company will have to shut down nearly 350 of its 1281 stores nationwide starting on Tuesday, July 18th after filing for […]

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What Happens When You File Bankruptcy?

August 1, 2017 | Posted in Bankrtuptcy Filing

This question, “what happens when you file bankruptcy?” is a common one for individuals troubled with debt, and the lack of a formalized answer can sometimes cause anxiety and inaction. Not acting on debt is among one of the worst things that you could do, and so we’ll explain exactly what happens when you file […]

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Can I Keep a Second Home in Chapter 7 Bankruptcy?

July 28, 2017 | Posted in Chapter 7

This question emerged in a Chapter 7 bankruptcy proceeding in 2017 where a man owned a home which had two mortgages. After getting married and having three children, he incurred over $60,000 in student loan debt to obtain a master’s degree. Then once his mother-in-law needed to move into their home, the man and his […]

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