Ohio Bankruptcy, Dayton Bankruptcy
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Proven Credit Repair Strategies

January 5, 2017 | Posted in Credit

Whether you have suffered financial distress and resulting credit score problems, recently exited an Ohio bankruptcy, or simply want to improve your score for an upcoming loan application there are some sure-fire ways to boost your credit score. The trick is strategic action and patience. It takes time to turn a bad score right side […]

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How To Quickly Repay Loans

January 3, 2017 | Posted in Money Management

We all want to get out of debt, but many of us simply don’t know how to do it quickly and effectively. You may have¬† heard of a few popular terms for debt repayment strategies, but the real proof is in the outcome. Why pay more than you have to in interest payments and be […]

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Year End Financial Strategies

December 27, 2016 | Posted in Money Management

In just a few days we welcome the New Year. With so much behind us this year, let’s not forget to take the time to maximize your financial profile for 2017. Here are a few Year End Financial Strategies to close out the year with the most benefit. Year End Financial Strategies Charitable Contributions Everyone […]

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Can Refinancing Prevent Foreclosure?

December 21, 2016 | Posted in Foreclosure

For homeowners struggling with their finances or worried they may soon be at risk of foreclosure, the options can be overwhelming. While no one wants to lose their home to foreclosure, not all mortgage debt options are beneficial. For some, refinancing their mortgage loan could lower a payment enough to take the pressure off monthly […]

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Filing for Bankruptcy To Prevent Foreclosure

December 15, 2016 | Posted in Foreclosure

Although you don’t hear the word “foreclosure” at the rate you did a few years back when the housing bubble popped, it is still a very real problem for many Americans. Imagine losing your home after years of payments due to unforeseen circumstances like divorce, job loss, or the suffering of a medical problem. Filing […]

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How the Chapter 7 Means Test Works

December 13, 2016 | Posted in Chapter 7

One of the reasons a chapter 7 bankruptcy is one of the most sought after forms of bankruptcy is that it offers the quickest route to debt relief. Debts can often be resolved in a matter of months, giving you a fresh start. In order to your debts discharged through chapter 7, you must pass […]

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Your Credit Score After Bankruptcy

December 8, 2016 | Posted in Credit

One of the most common concerns people have about bankruptcy is how it will affect their credit. Often assumed that it will significantly damage a credit score, people may hesitate from seeking the relief a bankruptcy can bring. The reality is that bankruptcy doesn’t damage your credit, and it can actually be the thing that […]

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The Debt Danger Zone

December 6, 2016 | Posted in Debt

People often operate with the out of sight out of mind procedure when it comes to bills and debts. It is easy to get into autopilot mode making minimum payments and trying not to think about the large mountain of debt ahead. More often than not, this leads to unexpected trouble when things get out […]

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Can Creditors Lift the Automatic Stay?

December 1, 2016 | Posted in Filing Bankruptcy

The automatic stay is one of the best parts of the debt relief process through an Ohio bankruptcy. Preventing creditors from contacting you or making further collection actions, the automatic stay is your immediate breath of fresh air in an otherwise stressful time. However, the automatic stay is a guaranteed permanent court order. In fact, […]

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Facts About Wage Garnishment

November 29, 2016 | Posted in Wage garnishment

Times are tough for most American families and getting behind on debt payments is all too common. If you ¬†fall behind on credit card bills, loan payments, or secured debts like a car or mortgage payment, you may face serious consequences. Many creditors seek a wage garnishment, a court order allowing the creditor to take […]

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