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Student Loan Debt Problems Grow Each Year

January 24, 2017 | Posted in Student loans

We have all heard the bad outweigh the good of student loans. Today, 71% of college graduates carry student loan debt. 15% of those are behind on payments. The effects of student loan debt problems grow each year. Soaking up paychecks to blocking mortgage applications. Where will it end? Student Loan Debt Problems Grow Each […]

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Times When Chapter 13 Bankruptcy Is Best

January 19, 2017 | Posted in Chapter 13

Debt burdens are stressful. Each person’s situation is unique. Many people carry a mixture of different types of debt. Often, this makes choosing a debt relief option difficult. Understanding the times when Chapter 13 bankruptcy is best for them may not be clear. Times When Chapter 13 Bankruptcy Is Best One sign this may be […]

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Dodging Debt Collector Harassment

January 17, 2017 | Posted in Debt

Debt collectors are known for their aggressive ways. Often calling you repeatedly. Sending threatening letters. Making bold claims about asset seizure or jail time. The reach far and wide to get their money. In some cases, they may even harass you for debts you don’t owe. Dodging debt collector harassment is possible. You have rights […]

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Student Loan Debt Relief Plan

January 12, 2017 | Posted in News

Students and graduates all over the country are facing increasing tuition costs and a lot of student loan debt. This week, the Maryland Governor announced a planĀ to combat both of these growing problems. Governor Larry Hogan stated he will propose a new bill as part of a student loan debt relief plan. The Current State […]

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Pay Off Credit Card Debt

January 10, 2017 | Posted in Debt

If you are like most people you have some sort of revolving debt accounts and, just like everything else, too much of it can be bad for you. Make this the year you pay off credit card debt. First, assess the level of risk you face with your debts. Are your balances controlling your monthly […]

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Proven Credit Repair Strategies

January 5, 2017 | Posted in Credit

Whether you have suffered financial distress and resulting credit score problems, recently exited an Ohio bankruptcy, or simply want to improve your score for an upcoming loan application there are some sure-fire ways to boost your credit score. The trick is strategic action and patience. It takes time to turn a bad score right side […]

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How To Quickly Repay Loans

January 3, 2017 | Posted in Money Management

We all want to get out of debt, but many of us simply don’t know how to do it quickly and effectively. You may haveĀ  heard of a few popular terms for debt repayment strategies, but the real proof is in the outcome. Why pay more than you have to in interest payments and be […]

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Year End Financial Strategies

December 27, 2016 | Posted in Money Management

In just a few days we welcome the New Year. With so much behind us this year, let’s not forget to take the time to maximize your financial profile for 2017. Here are a few Year End Financial Strategies to close out the year with the most benefit. Year End Financial Strategies Charitable Contributions Everyone […]

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Can Refinancing Prevent Foreclosure?

December 21, 2016 | Posted in Foreclosure

For homeowners struggling with their finances or worried they may soon be at risk of foreclosure, the options can be overwhelming. While no one wants to lose their home to foreclosure, not all mortgage debt options are beneficial. For some, refinancing their mortgage loan could lower a payment enough to take the pressure off monthly […]

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Filing for Bankruptcy To Prevent Foreclosure

December 15, 2016 | Posted in Foreclosure

Although you don’t hear the word “foreclosure” at the rate you did a few years back when the housing bubble popped, it is still a very real problem for many Americans. Imagine losing your home after years of payments due to unforeseen circumstances like divorce, job loss, or the suffering of a medical problem. Filing […]

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