Category Archives: Credit Counseling

National Foundation of Credit Counseling

Ohio Debt Relief, Credit Counseling & Bankruptcy Attorney

In 1951 the National Foundation for Credit Counseling (NFCC) was created. The first credit counseling franchises began popping up in the 1960s providing credit counseling and financial education to consumers. AICCCA The Association of Independent Consumer Credit Counseling Agencies was founded in 1993 to organize and advocate for the creditors and provide assistance to consumers. […]

Should I Hire a Credit Repair Company?

Ohio Debt Relief, Credit Counseling & Bankruptcy Attorney

Caveat emptor is Latin for “let the buyer beware”, a perfect caution to anyone considering hiring a credit repair company in the hopes of improving their credit score. When you hire a credit repair company, you should use the utmost caution and only do so after thorough research as the entire industry is known to […]

Can I Skip Credit Counseling in Bankruptcy?

Ohio Debt Relief, Credit Counseling & Bankruptcy Attorney

There are two parts to every bankruptcy that takes place in the United States, per the Bankruptcy code: an “entry” credit counseling to be completed prior to filing bankruptcy in Dayton, and an “exit” credit counseling to be completed prior to exiting bankruptcy. These two credit counseling session cannot be skipped, and are intended to […]

Considering Credit Counseling

Ohio Debt Relief, Credit Counseling & Bankruptcy Attorney

Not all financial woes need to result in bankruptcy, and a good Dayton bankruptcy attorney is not looking to take on just any client. In fact, oftentimes a bankruptcy attorney will refer a potential client to credit counseling services before recommending filing for any bankruptcy protection. Credit counseling is a useful service that can help […]

Beware Credit Counseling Fraud

Ohio Debt Relief, Credit Counseling & Bankruptcy Attorney

Credit counseling, as any bankruptcy attorney will attest, is a vital and necessary part of the financial management process. In fact, it is mandatory to go through a certified credit counseling program prior to filing for bankruptcy of any kind. Unfortunately, some predatory companies are taking advantage of unwary customers under the guise of being […]

Why Credit Counseling Is Important

Ohio Debt Relief, Credit Counseling & Bankruptcy Attorney

Anyone filing for bankruptcy will be required to complete a number of steps before their debts can be discharged, one of which is to complete a credit counseling course. These courses offer a number of benefits and are important for the outcome of your case. An Inside Look Inside a bankruptcy case, the credit counseling […]

Credit Counseling Is One Bankruptcy Requirement That Makes Perfect Sense

Ohio Debt Relief, Credit Counseling & Bankruptcy Attorney

If you file for bankruptcy then you must go through credit counseling, and fulfill certain financial management conditions so that your debt will be resolved and you get a fresh financial beginning. Until recent changes in the bankruptcy laws credit counseling was not mandatory. The revisions to the bankruptcy code included the requirement for a […]

Filing For Bankruptcy May Help Your Credit In The Long Run

Ohio Debt Relief, Credit Counseling & Bankruptcy Attorney

Many people hesitate to file for bankruptcy out of fear that this move will hurt their credit. The truth is that many times bankruptcy can actually help your credit in the long run, by offering a fresh financial start and a new chance at establishing credit without massive amounts of debt hanging over your head. […]

A Message to our Clients and Potential Clients
Regarding: COVID-19
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CALL US (937) 748-1749
A Message to our Clients and Potential Clients
Regarding: COVID-19
Custom text
Custom text
CALL US (937) 748-1749