Category Archives: Bankruptcy Video

Do bankruptcy laws vary from state to state?

Ohio Debt Relief, Credit Counseling & Bankruptcy Attorney
[bkvideo file=”/bkvideos/Do bankruptcy laws vary complete.mp4″ width=”590″ height=”443″ thumb=”default”] Bankruptcy is federal law and is applied uniformly across the country in most respects. However, bankruptcy exemptions are generally governed by state law. So, the federal bankruptcy law incorporates the state exemption law to determine the result in any particular case. Furthermore, recent changes in the […]

Will bankruptcy stop wage garnishments?

Ohio Debt Relief, Credit Counseling & Bankruptcy Attorney
[bkvideo file=”/bkvideos/Will bankruptcy stop wage garnishments complete.mp4″ width=”590″ height=”443″ thumb=”default”] Bankruptcy stops all forms of collection including wage garnishments. However, it is important to understand that it is the filing of the bankruptcy case which invokes what in bankruptcy law is referred to as the automatic stay – and this is what stops the wage […]

Will my co-signers on my liabilities, like a mortgage, be protected if I declare bankruptcy?

Ohio Debt Relief, Credit Counseling & Bankruptcy Attorney
[bkvideo file=”/bkvideos/Will my co-signers be protected complete.mp4″ width=”590″ height=”443″ thumb=”default”] In almost all cases, cosigners are not protected if you file bankruptcy. Only in some Chapter 13 cases is it possible to protect cosigners. Therefore, if you file bankruptcy you must understand that anyone who has cosigned for you will not be protected by your […]

Can my utility providers stop service if i file bankruptcy?

Ohio Debt Relief, Credit Counseling & Bankruptcy Attorney
[bkvideo file=”/bkvideos/Can my utility providers complete.mp4″ width=”590″ height=”443″ thumb=”default”] Utility providers are not permitted to turn off your service simply because you file bankruptcy. In many cases, the consumers that I file bankruptcy for have utility bills that are going to be partially or completely discharged in their bankruptcy. When this happens, the utility provider […]

What are the disadvantages of filing bankruptcy?

Ohio Debt Relief, Credit Counseling & Bankruptcy Attorney
[bkvideo file=”/bkvideos/What are the disadvantages complete.mp4″ width=”590″ height=”443″ thumb=”default”] The most obvious disadvantage of filing a bankruptcy is the fact that your bankruptcy will be reported on your credit report. This is sometimes viewed as a negative mark on credit, but sometimes it actually improves your credit score. Credit reporting bureaus are permitted to report […]

What if I cannot afford the whole bankruptcy process?

Ohio Debt Relief, Credit Counseling & Bankruptcy Attorney
[bkvideo file=”/bkvideos/What if I cannot afford the process complete.mp4″ width=”590″ height=”443″ thumb=”default”] Some consumers simply cannot afford to file bankruptcy. Strange as it may sound, even to file bankruptcy costs money. And, it is not inexpensive. Legal aid does file a limited number of bankruptcy cases for people with limited income, and there are some […]

What are the advantages of filing for bankruptcy?

Ohio Debt Relief, Credit Counseling & Bankruptcy Attorney
[bkvideo file=”/bkvideos/What are the advantages of filing complete.mp4″ width=”590″ height=”443″ thumb=”default”] There are many advantages to filing bankruptcy. When your debts become so overwhelming that you simply can’t pay them off in any reasonable period of time – a bankruptcy can give you new hope and a fresh start. Without the bankruptcy system, there would […]

Who will know about my bankruptcy?

Ohio Debt Relief, Credit Counseling & Bankruptcy Attorney
[bkvideo file=”/bkvideos/Who will know about my bankruptcy complete.mp4″ width=”590″ height=”443″ thumb=”default”] Bankruptcy is a public record. If you wish to see who filed for bankruptcy all you have to do is go down to the bankruptcy court clerk’s office and ask to see the records. Recently, court reporting services have begun to put bankruptcy filing […]

What if I cannot afford a bankruptcy attorney?

Ohio Debt Relief, Credit Counseling & Bankruptcy Attorney
[bkvideo file=”/bkvideos/What if I cannot afford a bankruptcy attorney complete.mp4″ width=”590″ height=”443″ thumb=”default”] For those who need bankruptcy relief and cannot afford an attorney, are a few options. Legal aid does still provide some help for a few individuals. Also, some bankruptcy law firms will provide representation pro bono, which means for free, for a […]

What happens if my employer filed for bankruptcy and owes me money?

Ohio Debt Relief, Credit Counseling & Bankruptcy Attorney
[bkvideo file=”/bkvideos/What happens if my employer filed complete.mp4″ width=”590″ height=”443″ thumb=”default”] If your employer filed for bankruptcy in you are owed money, then you have a claim in that employer’s bankruptcy case, should any proceeds be paid out of the employers bankruptcy case. Unfortunately, there is no guarantee that if an employer filed for bankruptcy […]
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A Message to our Clients and Potential Clients
Regarding: COVID-19
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CALL US (937) 748-1749