How to get a full financial recovery after bankruptcy

Rebuilding your credit to get a full financial recovery after filing Bankruptcy.

Your goal is to achieve a full financial recovery.

Not just get out of debt.

You need more than a bankruptcy discharge.

Financial recovery, of course, begins with getting your debt under control.

You can do this using several different tools:

    • Credit counseling
    • Debt management programs
    • Debt consolidation loans
    • Chapter 7 bankruptcy
    • Chapter 13 bankruptcy

You have more options than you may be aware of.

No matter what single option you use, it won’t be enough to provide a full and complete financial recovery.

In fact, if you choose the wrong tool, you could actually hurt yourself!

You might delay or possibly even prevent yourself from getting complete financial recovery that you need.

That’s why it’s so important to make sure that you seek the advice of a specialist to make sure you get the right tool for the job.

The most powerful tool for debt relief is, of course, bankruptcy.

Chapter 7 and chapter 13 bankruptcy are both designed to provide debt relief and work better than any other tool for most people.

However, filing a bankruptcy will not, repeat, not, by itself, provide you with a full financial recovery.

That’s why I provide a specialized program for all of my chapter 7 and chapter 13 clients, to help them rebuild their credit after bankruptcy.

But there’s more,

Most people know very little about how their credit score is determined.

Many people I speak with today have looked at the credit karma website but don’t have any idea that the credit score that they are seeing on credit karma is not a true FICO score but rather a “Vantage” score which is an alternative credit scoring system.

They are not aware that when they apply for a loan for a car or house, that the lender is not going to use a Vantage scoring system.

The lender is going to use a FICO score.

Also, after bankruptcy, it’s very important to understand how to review your credit report.

Most people have never seen their credit report or, if they have looked at it, they don’t really understand what they are looking at.

It is a known fact that over 80% of the credit reports in this country have errors on them.

Errors on your credit report often hurt your score.

As part of my credit recovery program, I teach you how to review your credit report so you can identify errors that hurt your score.

And, I give your a tool to help you dispute these errors so that you will have the highest score possible.

Getting a full and complete financial recovery requires several things.

It’s a mistake to think that a bankruptcy will provide you with a financial recovery. It simply won’t do it.

Everyone who is serious about their financial recovery needs to follow their bankruptcy with a proven program to recover their credit and learn how their credit score is determined and what steps they can take to make sure that it stays as high as possible.

If you do these things, then your bankruptcy will be successful, and your financial recovery will be complete.

The problem is that bankruptcy attorneys don’t provide this service.

That’s why I became the only board certified consumer bankruptcy specialist AND certified credit counselor in Ohio who DOES have a program to help you finish what your bankruptcy starts, and get a full financial recovery.