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Are you struggling financially and seeking debt relief or credit counseling? Are you looking for the right bankruptcy lawyer in Huber Heights, Ohio?

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Huber Heights, Ohio Bankruptcy: Which Bankruptcy Chapter Should You Use?

Huber Heights, Ohio, zip codes 45424 and 45371, is situated in both Miami County and Montgomery County. The motto for this city is America’s largest community of brick homes, and it was named after developer Charles Huber. As the third largest suburb in the entire Dayton Metropolitan Statistical Area more than 38,000 people reside here. Many of these individuals face economic insecurity and financial struggles each month, and 12.3% of the population lives below the poverty level. Bankruptcy could provide some relief, but this move also comes with a number of questions as well. These questions can usually be answered by consulting with a qualified bankruptcy attorney in Dayton.

In 2013 1,900 properties in the city were purchased by Magnetar Capital, and these are rented out as part of the investment strategy for the company. There are also many large businesses that offer employment in the area, including Dayton Freight, Coca Cola, and Apache Technologies. In spite of everything offered here many people could benefit from a Huber Heights bankruptcy. Which chapter do you qualify for though? How do you know whether chapter 7 bankruptcy or chapter 13 bankruptcy is better in your situation? If you are facing financial difficulties then an experienced bankruptcy attorney in Dayton can help guide you in the right direction.

A chapter 7 Ohio bankruptcy is different from a chapter 13 case, but neither type is better than the other. Each chapter of the US bankruptcy code is designed to cover different situations and circumstances. The best solution will depend on your income, debts, assets, and other factors that are unique to you and your case. There is no typical client when it comes to these types of cases. Dayton bankruptcy attorney Richard West, who specializes in debt relief, has seen many income levels in his more than three decades of practice.

The right bankruptcy attorney in Huber Heights is one who understands that every case is different, no two cases of this type are identical. There is no cookie cutter template that can be used for this type of legal proceeding, and even a small minor mistake can have drastic consequences. You need someone on your side who has the knowledge and experience necessary to help you make the best choices and the right decisions. This will give you the results that you are looking for, whether you use chapter 7 bankruptcy or chapter 13 bankruptcy.

For an overview of bankruptcy basics please visit the US Bankruptcy Basics website.

Richard West Law Office

Huber Heights, Ohio

Richard West Law Office

Huber Heights Ohio Debt Relief, Credit Counseling & Bankruptcy Attorney

4756 Fishburg Rd. #D
Huber Heights, OH 45424

Office Hours: Monday – Friday 9:00AM – 5:00PM
Closed: Saturday and Sunday

Ronald Reid
Ronald R.
17:18 20 Aug 19
Melanie in the office was very helpful. She made the whole process smooth and easy on us. The help desk was run by Doreen who was very quick in... responding to our questions. We will recommend Richard west attorney office to every we know that needs this kind of help.read more
Lorah Pitcock
Lorah P.
15:26 11 Jul 19
Very professional & helpful! Highly recommend their expertise! 5 Stars
Andrew Lucas
Andrew L.
14:30 22 Aug 15
As a 27 year old with tons of student loan debt and credit card debt, Rick and his partners helped me through some of the toughest times I have had... to deal with. While helping me eliminate my credit card debt (I was a awful 18 year old), Rick and Steve were very helpful and supportive of me. They also helped me figure out how to better control my spending and saving, as well as giving me all the information I need to continue to pay off my student loans. I would highly recommend their services to anyone else who is in need of debt relief! read more
Bob Alley
Bob A.
17:21 05 Aug 15
Rick and his staff were very helpful in guiding me through the bankruptcy process. If you are considering your options, I would recommend you give... them a try.read more
Teresa Mozena
Teresa M.
01:34 14 May 15
The Credit Commander Program that I enrolled in after my bankruptcy gave me a step-by-step program, which raised my credit score so significantly... within the year, I was able to get better financing with lower interest rates. Without the expert advise of my CCP Coach, I would have had no idea when to apply for new credit cards, when to ask for limit increases, or how to review my credit reports. My Coach guided and supported me every step of the way. It is encouraging to know that a bankruptcy attorney not only cares about filing our Petition but also is concerned about how we can rebuild our credit after we file. Wish we could give him a 10 Star Rating. read more