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Huber Heights, Ohio Bankruptcy: Which Bankruptcy Chapter Should You Use?
Huber Heights, Ohio, zip codes 45424 and 45371, is situated in both Miami County and Montgomery County. The motto for this city is America’s largest community of brick homes, and it was named after developer Charles Huber. As the third largest suburb in the entire Dayton Metropolitan Statistical Area more than 38,000 people reside here. Many of these individuals face economic insecurity and financial struggles each month, and 12.3% of the population lives below the poverty level. Bankruptcy could provide some relief, but this move also comes with a number of questions as well. These questions can usually be answered by consulting with a qualified bankruptcy attorney in Dayton.
In 2013 1,900 properties in the city were purchased by Magnetar Capital, and these are rented out as part of the investment strategy for the company. There are also many large businesses that offer employment in the area, including Dayton Freight, Coca Cola, and Apache Technologies. In spite of everything offered here many people could benefit from a Huber Heights bankruptcy. Which chapter do you qualify for though? How do you know whether chapter 7 bankruptcy or chapter 13 bankruptcy is better in your situation? If you are facing financial difficulties then an experienced bankruptcy attorney in Dayton can help guide you in the right direction.
A chapter 7 Ohio bankruptcy is different from a chapter 13 case, but neither type is better than the other. Each chapter of the US bankruptcy code is designed to cover different situations and circumstances. The best solution will depend on your income, debts, assets, and other factors that are unique to you and your case. There is no typical client when it comes to these types of cases. Dayton bankruptcy attorney Richard West, who specializes in debt relief, has seen many income levels in his more than three decades of practice.
The right bankruptcy attorney in Huber Heights is one who understands that every case is different, no two cases of this type are identical. There is no cookie cutter template that can be used for this type of legal proceeding, and even a small minor mistake can have drastic consequences. You need someone on your side who has the knowledge and experience necessary to help you make the best choices and the right decisions. This will give you the results that you are looking for, whether you use chapter 7 bankruptcy or chapter 13 bankruptcy.