Ohio Bankruptcy, Dayton Bankruptcy
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Ultimate Guide to the Means Test

What is the means test and why do you care? The means test is supposed to determine if you can file 7 or 13, and, if you do file a chapter 13, how much you have to pay to your unsecured creditors.If your attorney is experienced, the attorney may know ways to manipulate the means test, legally (of course), so that you pass the test and may be eligible for chapter 7 or a chapter 13 that actually pay back NOTHING to unsecured creditors.
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