Life used to be normal.  No more.

Our entire world has changed.

The only certainty is that there is none.

We don’t have time to get ready.  The disaster is here.  Happening now.

Even if you’re fortunate enough to be able to work from home under Governor DeWine’s “stay at home” order, there’s no guarantee for the future.  No certainty about how long it will last.

You may be facing loss of income, or worse, loss of your job.

You need a plan.  A strategy to help you safely get to the other side, whenever that may be.

There’s a lot of generic advice on the internet about cutting back on “non-essential” spending, like stopping your Netflix, or stop going out to eat (which is now take-out only anyway).

That’s not going to help you if your income is seriously reduced.

Or totally gone.

We don’t have time to get ready.  The disaster is here.  Happening now.

You need a disaster plan, because this is a disaster.

What should you do when you can’t go to work?

Can’t work from home.

Or hours are cut, and the threat of total layoff haunts you every day.

You may be  getting unemployment but not enough to even make minimum payments.

I have helped thousands of people through their individual financial disasters.

Here’s what you can do to hold your family together, to avoid repossession, keep food on the table, until we can get beyond this, get back to something like life used to be.

We’re here for you. Our office are open, and fully functional.

Considered “essential business” under Governor DeWine’s “stay at home” order, our staff is on duty – Monday to Friday, 9 to 5,

We are offering consultations by Facetime, Skype, GoToMeeting, and telephone – so you can get a personal plan for your financial recovery whenever you want.  No charge.  We’re here to help.

And, we can represent you 100% remotely.

From initial consultation, through the preparation and filing, and even the trustee meetings are held by phone at the current time.  You can literally complete a bankruptcy case from your living room.

Our offices are open for drop-off of documents but, out of concern for safety, we are not offering any personal meetings until the situation improves.

If you’re concerned about your financial future in these uncertain times, you owe it to yourself and your family to treat this situation like the true emergency it is.

Put aside all else.

Focus on your needs and your family’s needs, and get ALL OF YOUR OPTIONS NOW!

You may not decide to take any action today, or right away, but just knowing your options will make you, and more importantly, those who depend on you, feel more secure.

It’s better to have a plan and not need it, than to suddenly realize you need it and don’t have it.

Hoping things will get better and “just take care of themselves” is not a strategy.

Remember, this is like a war.

You need a battle plan.

Start now.

You’ll be glad you did.

A good plan violently executed right now is far better than a perfect plan executed next week. – George S. Patton