Enter Debt Amount

Input Debt Amount and,
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OPTION #1

Debt Management Plan (DMP)
aka Credit Counseling
100% Repayment

NOTE: Creditors may refuse to participate in this option

OPTION #2

Debt Settlement Plan (DSP)
aka Debt Negotiation
80% Repayment
Monthly Payments

NOTE: Creditors may refuse to participate in this option

OPTION #3

Chapter 13 Payment Plan, from 1% to 100%
100% 50% 10% 1%

NOTE: All creditors are forced to participate, they may not refuse