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Can I File Bankruptcy Without my Spouse?

Can I File Bankruptcy Without my Spouse?

Are you considering filing for bankruptcy, but unsure if you can do so without involving your spouse? The thought of bankruptcy can be overwhelming, and you may be wondering how it could impact your significant other. Community Property States Community property states abide by the principle that property acquired during a marriage is jointly owned by […]

Debt Management vs. Debt Settlement

Debt Management vs. Debt Settlement

Debt management and debt settlement are both methods used by debtors to address their financial obligations.  When debtors deal with a lot of debt, it’s key for them to know the difference between debt management and debt settlement. These methods both help with financial struggles but they have different approaches and outcomes. What is Debt […]

What is a 341 Meeting?

What is a 341 Meeting?

When filing bankruptcy, you will be asked to attend a 341 meeting.  Continue reading to learn what this will entail and what will be expected of you. 341 Meeting A 341 meeting, also known as a “Meeting of Creditors,” is a meeting that typically takes place within a few weeks after the bankruptcy petition has […]

Will My Landlord Know If I File for Bankruptcy?

Will My Landlord Know If I File for Bankruptcy?

Worried about your landlord finding out about your bankruptcy filing?  When filing for bankruptcy, things may feel a bit uncertain and sometimes even out of control.  But bankruptcy can be the key to taking financial control back. Read on to discover whether a landlord will be informed about a bankruptcy filing and how they will […]

Can You File Bankruptcy on an SBA EIDL Loan?

Can You File Bankruptcy on an SBA EIDL Loan?

Are you considering bankruptcy while holding a SBA EILD loan? Here we will look into how bankruptcy relates to the loan and whether the loan is dischargeable in bankruptcy. SBA has sent more than 9 million collection letters in addition to 1.4 million due process letters and other borrower communication. [1] What is a SBA […]

How Many Times Can I File for Bankruptcy in Ohio?

How Many Times Can I File for Bankruptcy in Ohio?

If you are considering filing for bankruptcy and have done so in the past, you may be wondering about your eligibility to file again. We will explore this option and the concerns that may arise. Can I File for Bankruptcy Under the Same Chapter Again? When a person files bankruptcy under Chapter 7, Ohio allows […]

How Does Divorce Affect Bankruptcy in Columbus?

How Does Divorce Affect Bankruptcy in Columbus?

Ohio is ranked #11 with the most bankruptcy filings per capita. [1] Are you in the process of getting a divorce and filing for bankruptcy? Should You File Divorce or Bankruptcy First in Columbus? By filing for bankruptcy before divorce, you can potentially discharge or reduce your debt obligations, giving you a fresh start and […]

Avoiding Foreclosure in Springboro

Avoiding Foreclosure in Springboro

Avoiding Foreclosure Foreclosure is a legal process in which a lender repossesses a home when the homeowner fails to make mortgage payments. The process typically begins with a series of missed payments, followed by a notice of default from the lender. If the homeowner does not resolve the default, the lender may initiate formal foreclosure […]

How Much Debt is Worth Filing Bankruptcy in Ohio?

How Much Debt is Worth Filing Bankruptcy in Ohio?

If you are in debt, you may be considering filing for bankruptcy. Here are some factors to consider when making your decision. How Much Debt Makes Bankruptcy Worth It? One common benchmark for determining whether bankruptcy is worth pursuing is the amount of unsecured debt you owe, such as credit card debt, medical bills, and […]

Chapter 7 Exemptions in Columbus, Ohio

Chapter 7 Exemptions in Columbus, Ohio

Chapter 7 Exemptions in Columbus In Columbus, Ohio, Chapter 7 bankruptcy exemptions allow individuals to protect certain assets from being liquidated to pay off debts. The specific exemptions include a maximum allowed equity of $145,425 in a primary residence, $1,700 in cash on hand, $4,450 in motor vehicle value, and exemptions for household goods, jewelry, […]