Can Student Loans be Discharged Through Bankruptcy?
Student Loan Debt Crisis in The US The student loan debt crisis in the US has become a significant issue. As of March 2023, there are approximately 44 million Americans who have a total of $1.6 trillion in student loan debt. [1] The increasing number of borrowers walking away from debt from student loans in […]
How to Stop Creditors in Columbus, Ohio
Every day, individuals and families are bombarded with relentless phone calls, threatening letters, and aggressive tactics from creditors, adding to their already overwhelming stress and anxiety. This pressure often leads to feelings of helplessness and hopelessness. If this is you, this article is meant to help you navigate your financial challenges. How Bankruptcy Can Help […]
Eviction in Columbus, Ohio
Facing Eviction in Columbus Facing eviction in Columbus can be an incredibly challenging experience, but there are avenues of support and resources available to you. From navigating local tenant laws to seeking legal advice, it is worth the time to learn about the available options. What is Eviction? Eviction is the legal process of removing […]
How Long Does it Take to File Bankruptcy in Columbus, Ohio?
Bankruptcy in Columbus Bankruptcy offers relief to Columbus debtors who are overwhelmed by their financial obligations and provides them with an opportunity to start afresh. It can be filed voluntarily by the debtor or initiated by their creditors through a court order. Once bankruptcy is declared, the debtor is given financial protection and the courts […]
Representing Yourself In Court
Prepare Your Case When Representing Yourself If you do decide to represent yourself in a courtroom, you are responsible for all aspects of your case. And, you are at a disadvantage. These are not small claims. The rules of civil procedure and evidence will be applied to you just as if you were an attorney. […]
Avoiding Foreclosure in Toledo
Negotiate with Your Mortgage Lender One option to consider when trying to avoid foreclosure is a loan modification. This involves changing the terms of your mortgage to make it more affordable for you. This could include lowering your interest rate, extending the term of the loan, or even reducing the principal balance. You will need […]
How to Stop Utility Shut-offs in Cleveland
Have your utilities been, or will they be shut off soon? What Are the Reasons for Utilities Being Cut Off? There are a variety of reasons why utilities, such as water, gas, or electricity, may be cut off to a household. The most common reason for utility shut-offs is non-payment of bills. If a resident […]
Can You File Bankruptcy in Akron and Keep Your House?
Thinking of filing for bankruptcy, but worried about losing your home? Can I Keep My House in Ohio and File Bankruptcy? File bankruptcy, but it will not automatically protect your house from foreclosure. Your mortgage lender has the right to initiate foreclosure proceedings if you fall behind on your payments. Filing for bankruptcy, however, activates […]
What to Do With Overwhelming Medical Bills in Toledo
Are you facing financial challenges due to medical care? Ask About Payment Plans If you find yourself drowning in overwhelming medical debt in Toledo, it can feel like there’s no way out. There are options available to help you manage and pay off your medical bills. Many healthcare providers and hospitals are willing to work […]
How Often Can You File Bankruptcy?
How Often Can A Person File Bankruptcy? When faced with overwhelming debt and financial trouble, bankruptcy can provide a solution for individuals struggling to manage their finances. There are limits to how often you can file for bankruptcy. The bankruptcy code outlines waiting periods and time limits for filing a new case after a previous […]
