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How Long Before I Get Sued When I Stop Paying My Credit Card Bill?

Worried Ohio man reviewing past-due credit card bills at his kitchen table

You stopped paying weeks ago, and now every unknown number on your phone and every knock at the door sends a jolt of dread. Is today the day someone hands you a lawsuit? The answer catches most people off guard: these cases move far slower than you’d expect, yet the clock that decides everything runs […]