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Category: Chapter 13

Can I Save My Home with Chapter 13 Bankruptcy?

July 26, 2017 | Posted in Chapter 13

The short answer to “Can I save my home with Chapter 13 bankruptcy?” is often times, yes. Chapter 13 bankruptcy allows you as a homeowner to delay or stop a foreclosure, in addition to paying off the mortgage debt on your home. If you have fallen behind on your mortgage payments and can’t seem to […]

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Chapter 13 Bankruptcy Eligibility

March 16, 2017 | Posted in Chapter 13

Chapter 13 bankruptcy is also known as reorganization bankruptcy. Filing a Chapter 13 bankruptcy allows you to retain his property while you repay debt. Typically, this takes three to five years. However, not everyone is eligible for Chapter 13. Here are the criteria for Chapter 13 bankruptcy eligibility. Chapter 13 Bankruptcy Eligibility There are certain […]

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Chapter 13 Bankruptcy Preparation Questions

March 2, 2017 | Posted in Chapter 13

Debt problems can be complicated. This is especially true for secured debts or priority debts like taxes. Debt relief through bankruptcy can help. Make sure you ask these Chapter 13 bankruptcy preparation questions. Take the time to speak to a bankruptcy attorney in Dayton  about what to expect. Chapter 13 Bankruptcy Preparation Questions First, how is […]

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Times When Chapter 13 Bankruptcy Is Best

January 19, 2017 | Posted in Chapter 13

Debt burdens are stressful. Each person’s situation is unique. Many people carry a mixture of different types of debt. Often, this makes choosing a debt relief option difficult. Understanding the times when Chapter 13 bankruptcy is best for them may not be clear. Times When Chapter 13 Bankruptcy Is Best One sign this may be […]

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Chapter 13 Bankruptcy Is Not So Bad

May 6, 2016 | Posted in Chapter 13

When many or even most of us hear the word “bankruptcy “it almost always conjures up negative images of an individual losing everything they have to the big bad creditors or the banks. This is not the case at all. There are different bankruptcy options available to American citizens that allow them to retain their […]

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Your Business and Your Personal Bankruptcy

March 29, 2016 | Posted in Bankruptcy

Many individuals that have run into personal financial difficulty also may have a small business. If this is the case they are often concerned as to how their personal bankruptcy could affect their business. Every individual is unique when it comes to their finances and as to how a bankruptcy is going to affect them. […]

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Forms to Be Filed For Chapter 13 Bankruptcy

March 10, 2016 | Posted in Bankruptcy

As soon as you have decided that you are going to go bankrupt, the next thing that will have to be decided is whether you are going to qualify for a Chapter 13 bankruptcy or Chapter 7. Chapter 13 bankruptcy is quite a bit different from a Chapter 7. With the Chapter 13 it is […]

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Taking A Look At The Chapter 13 Repayment Process

January 5, 2016 | Posted in Chapter 13

It is not unusual for individuals that are entering into a bankruptcy to become surprised to learn that they may have to continue making payments on their debts. This is for those that have qualified for the Chapter 13 bankruptcy repayment plan. This can become really confusing but many find that once their Chapter 13 […]

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What Is The Chapter 13 Administrative Multiplier?

December 24, 2015 | Posted in Chapter 13

There are many different areas of a bankruptcy proceeding that can be really difficult to decipher and they are complex. During the bankruptcy no matter which chapter is being applied for there are many forms that need to be filled out and a lot of calculations that have to be done. In a Chapter 13 […]

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How Much Will I End Up Paying in My Chapter 13 Bankruptcy?

September 10, 2015 | Posted in Chapter 13

Entering into bankruptcy can be very stressful but once everything is in place and progress is being made you will certainly discover that it is not near as stressful as what you have been experiencing prior to seeking out this form of a debt relief. You should also consider using the services of an experienced […]

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