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Category: Chapter 7

Chapter 7 Bankruptcy Affect On Credit Scores

March 14, 2017 | Posted in Chapter 7

One of the most common types of bankruptcy filed in the country is Chapter 7 Bankruptcy. This type is the process of liquidation as stipulated in the bankruptcy laws of the United States. Chapter 7 is helpful when you find yourself in a situation where you are unable to repay your debts. One thing to […]

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Chapter 7 Bankruptcy Preparation Questions

February 28, 2017 | Posted in Chapter 7

Being in debt and unable to make payments is stressful. Things like creditor harassment, lawsuits and damaged credit make it worse. When it comes time to seek debt relief through bankruptcy it is important to ask Chapter 7 bankruptcy preparation questions. Take the time to speak to a Fairfield OH bankruptcy lawyer about what to expect. Chapter […]

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How the Chapter 7 Means Test Works

December 13, 2016 | Posted in Chapter 7

One of the reasons a chapter 7 bankruptcy is one of the most sought after forms of bankruptcy is that it offers the quickest route to debt relief. Debts can often be resolved in a matter of months, giving you a fresh start. In order to your debts discharged through chapter 7, you must pass […]

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What is a liquidation bankruptcy?

November 3, 2016 | Posted in Chapter 7

Liquidation bankruptcy is one of several names for Chapter 7 bankruptcy in the United States. Chapter 7 bankruptcy is also sometimes referred to as straight or ordinary bankruptcy since it is the most commonly used type of bankruptcy in America. As the name implies, Chapter 7 bankruptcy involves the gathering and selling of the debtor’s […]

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A Chapter 7 No Assets Bankruptcy

August 18, 2015 | Posted in Chapter 7

Going bankrupt is not easy at least in the beginning. It usually takes some time before a person comes to the decision to take advantage of this type of debt relief. At this point most are being hounded by their creditors and are under a great deal of stress. Then once the decision is made […]

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Eliminating Debts In Chapter 7

June 2, 2015 | Posted in Chapter 7

Those that are entering into a chapter 7 bankruptcy do so with the hopes of having all of their debts discharged. Their financial situation has gotten serious and they no longer can make payments or keep up with their financial obligations. They are hoping for a bankruptcy discharge. What a discharge does is makes it […]

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The Many Steps Of Chapter 7 Bankruptcy?

April 7, 2015 | Posted in Chapter 7

While any form of bankruptcy may seem overwhelming and perhaps a little frightening for you, the Chapter 7 Bankruptcy when the steps are followed correctly usually runs smoothly. Your Fairfield bankruptcy attorney will keep you informed as to each stage of the bankruptcy. Navigating The Process It will begin with you having to complete a […]

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Chapter 7 Bankruptcy & Your Future

March 12, 2015 | Posted in Chapter 7

When a person is in deep financial difficulty it is hard for them to focus on anything but the current situation. Time is spent on trying to find a solution for the problem. This is the point where many arrive at considering bankruptcy as the solution. They are thinking of this as being the immediate […]

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Filing Bankruptcy On Credit Cards Only

October 21, 2014 | Posted in Chapter 7

Can I file bankruptcy on only my credit cards? The reason that people want to file bankruptcy on credit cards only, and not on other bills, is because the credit cards are the only ones causing them problems. They are up-to-date on their car payments. They are current on their house payment. They don’t want […]

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Chapter 7 Bankruptcy Conversion

May 5, 2014 | Posted in Chapter 7

If you are seeking debt relief through a Chapter 13 bankruptcy there are some things that can come up that may hinder your ability to sustain your plan payments.  Maybe you lost your job, or got divorced, or even suffered a medical condition impeding your ability to earn a living. When your ability to maintain […]

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