Ohio Bankruptcy, Dayton Bankruptcy
bankruptcy attorney in Dayton Ohio

Category: Credit

Proven Credit Repair Strategies

January 5, 2017 | Posted in Credit

Whether you have suffered financial distress and resulting credit score problems, recently exited an Ohio bankruptcy, or simply want to improve your score for an upcoming loan application there are some sure-fire ways to boost your credit score. The trick is strategic action and patience. It takes time to turn a bad score right side […]

 Contine reading

Your Credit Score After Bankruptcy

December 8, 2016 | Posted in Credit

One of the most common concerns people have about bankruptcy is how it will affect their credit. Often assumed that it will significantly damage a credit score, people may hesitate from seeking the relief a bankruptcy can bring. The reality is that bankruptcy doesn’t damage your credit, and it can actually be the thing that […]

 Contine reading

Missed Payments on New Credit Cards is Increasing

October 27, 2016 | Posted in Credit

We all know that missing a credit card payment is bad. It can have negative effects on your credit score, leave blemishes on your credit report, and if missed long enough you can be sent to collections and even sued. Furthermore, the cost of the credit increases, and you’ll probably be hit with a late […]

 Contine reading

What Your Credit Card is Actually Costing You

October 13, 2016 | Posted in Credit

When used wisely a credit card can save you on an emergency home or automobile repair, allow you to get a small interest free loan, and/or help build your credit. When used carelessly, credit cards can cost you big time and put your financial health in jeopardy. Not only this, but because the average credit […]

 Contine reading

What You Should Know About the New Fico 9 Standards

October 11, 2016 | Posted in Credit

FICO is a credit rating system used by 90% of credit lenders in the United States. In essence, the higher your FICO score, the more likely you are seen as being able to pay back a loan. The new FICO 9 rating systems is now taking effect, and individuals could see an increase in their […]

 Contine reading

What to Avoid When Re-Building Credit After Bankruptcy

August 18, 2016 | Posted in Credit

Most people are aware of the things they should do after a bankruptcy to try and begin again with a fresh start and a new outlook on their financial future. For many, the main thought is to try and avoid purchasing anything on credit and mainly live on cash alone. While this philosophy will allow […]

 Contine reading

What Happens To Credit Card Purchases In Bankruptcy?

July 6, 2016 | Posted in Credit

When one is forced to seek bankruptcy protection because of a staggering debt load, a common question that is asked is what exactly happens to the items purchased on credit cards. Most people envision that the bankruptcy trustees will come to your house and take all of the items you have purchased on credit and […]

 Contine reading

Building Your Credit after Bankruptcy

January 26, 2016 | Posted in Credit

Once your bankruptcy has been fully discharge the first thing you want to do is breathe a sigh of relief knowing that you no longer have to worry about who’s on the other end of the phone when it rings, or whose knocking at your door looking for money. Considering Credit After this settle down […]

 Contine reading

Staying on Track After Bankruptcy

April 21, 2015 | Posted in Credit

The process of bankruptcy is much easier to handle when you use the services of a bankruptcy attorney but it can still be very emotional and daunting. There are a lot of things that are occurring that you don’t fully understand, and a lot of decisions to be made. You probably feel as though you […]

 Contine reading

Building Your Credit Score from Scratch

December 23, 2014 | Posted in Credit

Credit score is becoming more and more important in today’s world. Renting an apartment, buying a car, and other big, important expenditures can be difficult or impossible if you have bad credit. However, did you know having no credit can be almost as detrimental as having bad credit? If you’re an adult without a credit […]

 Contine reading