Ohio Bankruptcy, Dayton Bankruptcy
bankruptcy attorney in Dayton Ohio

Category: Debt

Debt Among Seniors Increasing Bankruptcy Filings

February 16, 2017 | Posted in Debt

Debt sees no faces. It has no preference for young or elderly. There is no discrimination among income levels. Debt plagues far too many in this country today. However, one groups is particularly vulnerable to debt problems. That is lower income seniors. These days, debt among seniors increasing bankruptcy filings. Debt Among Seniors Increasing Bankruptcy […]

 Contine reading

Dodging Debt Collector Harassment

January 17, 2017 | Posted in Debt

Debt collectors are known for their aggressive ways. Often calling you repeatedly. Sending threatening letters. Making bold claims about asset seizure or jail time. The reach far and wide to get their money. In some cases, they may even harass you for debts you don’t owe. Dodging debt collector harassment is possible. You have rights […]

 Contine reading

Pay Off Credit Card Debt

January 10, 2017 | Posted in Debt

If you are like most people you have some sort of revolving debt accounts and, just like everything else, too much of it can be bad for you. Make this the year you pay off credit card debt. First, assess the level of risk you face with your debts. Are your balances controlling your monthly […]

 Contine reading

The Debt Danger Zone

December 6, 2016 | Posted in Debt

People often operate with the out of sight out of mind procedure when it comes to bills and debts. It is easy to get into autopilot mode making minimum payments and trying not to think about the large mountain of debt ahead. More often than not, this leads to unexpected trouble when things get out […]

 Contine reading

Bankruptcy: Debt Doesn’t Discriminate

November 15, 2016 | Posted in Debt

Some people hold the opinion that anyone in need of filing for bankruptcy is fiscally irresponsible. While we all tend to overspend from time to time, the truth is the majority of Americans are not “living outside of their means”. In fact, what is really going on these days is that our “means” have become […]

 Contine reading

Are Payday loans a bad idea?

October 25, 2016 | Posted in Debt

Yes, payday loans are generally a bad idea that should be avoided at all costs. Here’s why: Payday loans are very costly with extremely high interest rates and very short payback periods that are designed to keep you coming back again and again to take out a new loan. Each and every year, millions of people […]

 Contine reading

Can Incurring More Debt Help You In A Chapter 7 Bankruptcy?

September 15, 2016 | Posted in Debt

While the thought of the title may seem counterproductive to one who is considering seeking bankruptcy protection because of the amount of debt that they currently have, there is a method to the seeming madness. When you file for a Chapter 7 bankruptcy you are forced, because of relatively new legislation, to submit to a […]

 Contine reading

Who Is Most Likely To Go Bankrupt?

August 5, 2016 | Posted in Debt

When most Americans think of bankruptcy protection they think of people like Donald Trump. Big business leaders who over extend their companies and then when things go bad they run to the courts to seek protection from creditors. Or they think of big multinationals like the Auto makers who find themselves in similar situations. The […]

 Contine reading

Borrowing Your Way Out Of Debt

January 19, 2016 | Posted in Debt

When individuals start to run into financial difficulty they often start looking for ways to get their creditors that are hounding them off their back. The temptation may be here to borrow from some other source to be able to pay the one that is doing the hounding at this particular time. Debt Disaster Often […]

 Contine reading

Starting the New Year Without Debt

November 26, 2015 | Posted in Debt

Nobody wants to start a new year with pursuing the actions of a bankruptcy. At the same time most people don’t want to start their new year laden with debt and having to deal with the number of debt collectors they are being faced with. The stress that can come with this is very overwhelming. […]

 Contine reading