Ohio Bankruptcy, Dayton Bankruptcy
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Category: Debt

Debts That Are Not Dischargeable

July 5, 2017 | Posted in Debt

So you want to file a bankruptcy case, and get rid of your debts? Chances are, it may always be discharged, which can happen in broadly two scenarios. One: certain kinds of debts are not dischargeable; two: a debt may not be discharged if your creditor has an objection.  We’ll only talk about the first one […]

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Credit Card Debt Solutions

June 9, 2017 | Posted in Debt

Credit card debt is one of the things that many Americans seem to struggle with constantly. The average debt spread out over credit card users in the country is at $16,748 per person and the total debt that Americans have on credit cards alone stands at $779 billion. Apart from credit card debt, people are […]

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Debt After Death

April 20, 2017 | Posted in Debt

A recent report by credit.com revealed that most Americans die with debt in their name. You are likely to pass on with at least a bit of money owed to a bank or a credit card company. The average amount is $62,000 for those with a home loan and $13,000 for those without one. Over […]

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Debt Lawsuit Solutions

April 6, 2017 | Posted in Debt

Filing debt lawsuits is a common tool used by lenders like credit card companies to recover the money that you owe them. Once they receive the order to collect, there is a long list of methods that they can use. Collectors, in this case, the lenders themselves, will go after your monthly salary. It is […]

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Creditor Lawsuits

April 4, 2017 | Posted in Debt

A creditor lawsuit is one where the lender sues the person in debt for not repaying the amount owed as per a signed agreement. It can happen when you, the person in debt, has some form of asset or source of income that the lender can get their hands on. If you, for example, have […]

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Debt Among Seniors Increasing Bankruptcy Filings

February 16, 2017 | Posted in Debt

Debt sees no faces. It has no preference for young or elderly. There is no discrimination among income levels. Debt plagues far too many in this country today. However, one groups is particularly vulnerable to debt problems. That is lower income seniors. These days, debt among seniors increasing bankruptcy filings. Debt Among Seniors Increasing Bankruptcy […]

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Dodging Debt Collector Harassment

January 17, 2017 | Posted in Debt

Debt collectors are known for their aggressive ways. Often calling you repeatedly. Sending threatening letters. Making bold claims about asset seizure or jail time. The reach far and wide to get their money. In some cases, they may even harass you for debts you don’t owe. Dodging debt collector harassment is possible. You have rights […]

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Pay Off Credit Card Debt

January 10, 2017 | Posted in Debt

If you are like most people you have some sort of revolving debt accounts and, just like everything else, too much of it can be bad for you. Make this the year you pay off credit card debt. First, assess the level of risk you face with your debts. Are your balances controlling your monthly […]

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The Debt Danger Zone

December 6, 2016 | Posted in Debt

People often operate with the out of sight out of mind procedure when it comes to bills and debts. It is easy to get into autopilot mode making minimum payments and trying not to think about the large mountain of debt ahead. More often than not, this leads to unexpected trouble when things get out […]

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Bankruptcy: Debt Doesn’t Discriminate

November 15, 2016 | Posted in Debt

Some people hold the opinion that anyone in need of filing for bankruptcy is fiscally irresponsible. While we all tend to overspend from time to time, the truth is the majority of Americans are not “living outside of their means”. In fact, what is really going on these days is that our “means” have become […]

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