Richard West Law Office Blog Content

In looking for advice and services in preparation for a bankruptcy filing, you may have come across advertisements or solicitations from a bankruptcy petition preparer, and noticed that these individuals are somewhat cheaper in cost than compared to hiring an attorney. There is a reason for this. In bankruptcy law, a petition preparer is an […]

So you want to file a bankruptcy case, and get rid of your debts? Chances are, it may always be discharged, which can happen in broadly two scenarios. One: certain kinds of debts are not dischargeable; two: a debt may not be discharged if your creditor has an objection.  We’ll only talk about the first one […]

There are two parts to every bankruptcy that takes place in the United States, per the Bankruptcy code: an “entry” credit counseling to be completed prior to filing bankruptcy in Dayton, and an “exit” credit counseling to be completed prior to exiting bankruptcy. These two credit counseling session cannot be skipped, and are intended to […]

On June 22nd, 2017, Sears Canada filed for bankruptcy. First, we should ask: How is this different and similar from filing bankruptcy in the United States? An oversight committee will be assigned to keep an eye on the financial day to day operations of the company without having direct control. The Sears Canada bankruptcy was filed […]

When you file for a bankruptcy, you are no longer liable for a part or all of your debts, and don’t have to pay your creditors anything. Plus, third parties or debt collectors cannot approach you anymore. The formal term used for this is a bankruptcy discharge or a general discharge. Generally, when your debt […]

While most outstanding, unsecured loans are written off or discharged in case of a bankruptcy, tax debt in bankruptcy is not one of them. Taxes are compulsory payments that you make to the government. There are a number of taxes that you pay, including income tax, that you cannot ignore. If you do not pay […]

If you have been unable to keep up with your home mortgage payments your lender may issue you a notice of foreclosure. You might want to consider filing a petition for bankruptcy. This will allow you to deal with your debt and still be able to keep the house. Stopping foreclosure with bankruptcy under chapter 13 […]

Filing a chapter 7 bankruptcy is probably one of the safest ways to deal with eviction proceedings. In other words, by filing a bankruptcy petition you will be able tostay in the house for a longer period of time. Also, you can catch up with your missed rent payments. Stopping eviction with bankruptcy is possible. […]

Credit card debt is one of the things that many Americans seem to struggle with constantly. The average debt spread out over credit card users in the country is at $16,748 per person and the total debt that Americans have on credit cards alone stands at $779 billion. Apart from credit card debt, people are […]

Sometimes referred to as ‘the birthplace of aviation’, the city of Dayton in Ohio has a glorious history that boasts of personalities such as the Wright brothers who conceived and created the very first gliders and laid the foundation for a world where a man could fly! The city of Dayton is still deeply rooted […]